It is very important
that you follow the instructions we provide
for you. We hope to eliminate any confusion about the MJL Consulting credit consulting
program and how our system works. Please contact us when you have questions.
1. MJL Consulting does not
offer any guarantees either in writing or verbally implied. By accepting the
receipt of this document you will agree to the following terms:
2. Your participation is essential to the
method that we use. This is a consumer driven program which is the only method
the credit bureaus truly recognize.
3. Ultimately it is up to the creditor or
credit reporting agency to remove information.
4. Consumers are entitled to challenge
information on their credit file. If
information goes unchallenged it can remain on the credit file for a maximum of
5. Any information you receive in response to the
correspondence mailed to the credit bureaus and creditors must be mailed, scanned
and emailed or faxed to us as soon as you
receive it. As we gather the information you send to us, MJL Consulting will review the
information and determine how and when to respond.
6. Our Client Success is affected by, Mailing times of
the dispute letters, response times by the credit bureaus, and when information
is received from clients and is forwarded to MJL Consulting.
90 day and 6 month program time estimates depend on; (A) sending the dispute
letters certified and on time, (B) correspondence received from clients;
Consulting cannot be bound by any pre- assigned time lines by you, your
realtor, or your lender. If you remain patient, diligent and follow the plan of action advised, we can help you reach
Thank you for your
business! We look forward to working with you!